What is a Health Insurance Marketplace? 

The health insurance marketplace (also known as exchanges) was created under the Affordable Care Act to help Americans gain access to affordable health insurance.

The marketplaces help people without health insurance enroll in health coverage and depending on your income and other circumstances; there may be help available to pay for that coverage. All plans are required to provide free preventive care and cover pre-existing conditions and essential health benefits like emergency services, mental health services, prescription drugs and maternity care. 

In addition to online resources, trained individuals called navigators, in-person assistors and certified application counselors are available to help patients, small businesses and their staff as they look for coverage in the marketplace. Navigators and other assistors are usually a part of local organizations or associations and provide help with finding health coverage free of charge. 

Find Your State Exchange and Navigator

To find your state’s health insurance marketplace and connect with available navigators, select your state from the drop-down menu below.